Affiliate Memberships

A vital element of our work centres around strengthening the wider mutual sector. We work closely with sister organisations that share similar goals in the UK and internationally, and undertake a range of valuable activities regarding the scale and relevance of the mutual sector.

We develop joint education opportunities, contribute to the work of these organisations where we can, and learn from their approach.  In the UK, we also undertake a wide range of combined parliamentary lobbying work.

AFM is a subscriber to the international mutual insurance trade bodies, AMICE and ICMIF, and we share reciprocal membership with two other UK mutual trade bodies, the BSA and Co-operatives UK.

We are also a Supporting Institution of the UN Environment Programme’s Principles for Sustainable Insurance.

See below for more.

International Affiliation

The Association of Mutual Insurers and Insurance Cooperatives in Europe (AMICE)

AMICE is the voice of the mutual and cooperative insurance sector in Europe, which represents approximately one-third of all insurance business in Europe.

AMICE provides a platform for mutual and cooperative insurers of all sizes to combine resources and expertise, exchange experiences across national borders and discuss key issues and concerns relating to EU legislative and regulatory changes. AFM is the only UK member of AMICE. For more, go to:

International Cooperative and Mutual Insurance Federation (ICMIF)

ICMIF is the global representative body of the cooperative and mutual insurance sector, committed to giving its members from around the world a competitive advantage.

ICMIF is active at a number of key, global policy-making forums which helps to highlight the sector’s leadership in the United Nations’ Sustainable Development Goals and associated areas such as inclusive insurance, responsible investing, and risk education and prevention. For more, go to:

Supporting Institution

United Nations Environment Programme’s Finance Initiative Principles for Sustainable Insurance

UNPSI logo

The UNEP FI Principles for Sustainable Insurance serve as a global framework for the insurance industry to address environmental, social and governance risks and opportunities.

Endorsed by the UN Secretary-General, the Principles have led to the largest collaborative initiative between the UN and the insurance industry—the PSI Initiative.

The vision of the PSI Initiative is of a risk aware world, where the insurance industry is trusted and plays its full role in enabling a healthy, safe, resilient and sustainable society.

The mutual insurance sector in the UK has a long pedigree of working in the best interests of its customers- who are also its owners- and for the benefit of the communities it operates in.  By becoming a Supporting Institution, AFM is reinforcing that commitment.  For more, go to:

UK Affiliation

Building Societies Association (BSA)

The BSA is the voice for all 43 UK building societies as well as 6 credit unions.  Together these organisations serve around 25 million customers up and down the length of the UK.

The BSA’s objective is to champion and support its Members:  To push for the best outcomes from new and changing regulation and legislation to ensure that building societies thrive as an essential part of a diverse financial services sector – serving their savers, borrowers and communities. For more, go to:

Co-operatives UK

Co-operatives UK is a network of thousands of co-operatives. It is owned and controlled by its members, who are member-owned organisations.

Alongside their members, they work proactively to grow the co-operative economy by promoting, developing and uniting co-operatives. Their vision is to build a better world through co-operation. For more, go to:

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